Aaron M. Smith Insurance & Financial Group
Personalized Financial Planning
Welcome to Aaron M. Smith Insurance & Financial Group, where we prioritize your financial success above all else. Our mission is to guide you through the complexities of financial planning with clarity and confidence. Whether you’re preparing for retirement, growing your wealth, or planning what your legacy will look like, our dedicated team is here to guide you every step of the way. With our office in the heart of Sioux Falls we service our clients across South Dakota, Northwestern Iowa, and Southwestern Minnesota.
Discover the difference at Aaron M. Smith Insurance & Financial Group and let us help you plan for a more confident future.
Our Services
Enhance Your Financial Future
With years of experience, Aaron M. Smith Insurance & Financial Group offers seasoned guidance for all your financial needs. Your trusted neighborhood financial partner, Aaron M. Smith, has had a long history working in the insurance and financial industry delivering tailored strategies with a local touch. From investments to retirement planning, we provide comprehensive services to help reach your financial future. Before booking an appointment, feel free to explore our services and learn more about how we can support your financial goals.
Income & Retirement Planning
A significant financial loss in the years just prior to and/or just after you retire can have a devastating impact on the level of income you receive over the course of your life. In fact, the earlier a loss occurs, the greater the chance of depleting your retirement savings.
We can help you design an income plan incorporating multiple financial vehicles to help you create opportunities for long-term growth and income throughout your retirement.
Risk Managed Investing
Discover our fiduciary investment management services that are customized to your situation and objectives. Our detailed analysis and planning will help you grow your assets through strategic investment choices and risk management strategies that are always in your best interest.
Tax Strategy
We provide a complete array of tax planning services, such as tax strategy and planning, tailored specifically for the needs of individuals and families. Understanding tax laws and finding opportunities to manage your costs takes a full-time commitment. We provide tax planning services with a keen awareness and command of tax law and how it pertains to your investments.
Annuities and Retirement
We specialize in helping you secure a stable and predictable income for your retirement. Our focus is on creating customized contracts tailored to your unique financial needs, ensuring that you have a reliable source of income to maintain your desired standard of living throughout retirement. Each type of annuity has its advantages and considerations, depending on your financial goals, risk tolerance, and retirement planning needs. We help you navigate these options to find the annuity that best fits your retirement strategy.
Insurance Offerings
Unlock the guidance and expertise to take care of your insurance needs so you can get a good night’s rest. Unlike other agents, we represent multiple insurance companies, enabling them to help you get the best fit for your specific needs. Our mission is to empower and protect individuals, families, and businesses by providing comprehensive and personalized insurance solutions.
Retirement Resources
Download Our Complimentary Guide
Your Guide to Replacing Your Paycheck in Retirement
If you’re preparing for retirement or looking for more financial stability, you’ve likely thought about how your retirement savings can be used smartly to cover your costs and maintain your lifestyle. It’s normal to fear running out of money in retirement, given that you are done with your working life and are turning to your own source of savings and wealth for your financial confidence. While you may have saved well, it can be daunting to realize you have to now turn those savings into income that can sustain you for the rest of your life, especially if you don’t have a pension. Living off your savings and investments is quite different than living off external income.