Disclosure

Disclosure for Aaron Smith Financial Group

last updated: 01.16.26

The information provided on this website is for general informational purposes only and is not intended to provide legal, tax, or insurance advice. Coverage descriptions are summaries only and do not include all terms, conditions, exclusions, or limitations. Actual policy coverage is subject to the language and provisions of the insurance policy issued.

Insurance products and coverage availability may vary by state, carrier, and individual circumstances. No coverage is bound or guaranteed unless and until confirmed in writing by an authorized representative of Aaron Smith Insurance Group.

No Guarantee of Coverage or Rates

Any quotes or coverage discussions provided through this website, by phone, or via electronic communication are estimates only and do not constitute a binding agreement. Final coverage terms, premiums, and eligibility are determined by the insurance carrier at the time of underwriting and policy issuance.

Carrier Relationships

Aaron Smith Insurance Group is an independent insurance agency and may represent multiple insurance carriers. Placement of coverage is based on a variety of factors, including underwriting guidelines, availability, and client needs. We do not represent or guarantee any specific carrier’s products or pricing.

Privacy & Data Protection

We take protecting your data and privacy seriously. Any personal information submitted through this website or provided by phone is used solely for insurance-related purposes, including responding to inquiries, providing quotes, and servicing policies.

We do not sell personal information. For more details on how information is collected, used, and protected, please review our Privacy Policy.

Residents of certain states may have additional privacy rights under applicable laws.

Website Use & Third-Party Links

This website may contain links to third-party websites for convenience or informational purposes. Aaron Smith Insurance Group is not responsible for the content, accuracy, or privacy practices of external websites.

Use of this website does not establish an agent-client relationship unless explicitly agreed upon in writing.

Licensing & Service Area

Insurance products and services are offered only in states where Aaron Smith Insurance Group and its licensed agents are authorized to conduct business. This website is not intended as a solicitation for insurance in any jurisdiction where such solicitation would be unlawful.

Contact Information

If you have questions regarding this disclosure or the information on this website, please contact:

Aaron Smith Financial Group
 Phone: (605) 705-6501

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4300 S Louise Ave. Suite 100,
Sioux Falls, SD 57106

(605) 705-6501

© Copyright 2026 Aaron Smith Financial Group

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Disclosure

Terms and Conditions

Built by

Securities and investment advisory services offered through Integrity Alliance, LLC, Member SIPC. Integrity Wealth is a marketing name for Integrity Alliance, LLC. Aaron M Smith Financial Group is not affiliated with Integrity Wealth.

This site is published for residents of the United States only. Representatives may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed until appropriate registration is obtained or exemption from registration is determined. Not all of services referenced on this site are available in every state and through every advisor listed. For additional information, please contact Josh or Aaron at (605) 705-6501.

Fixed Annuities are long term insurance contracts and there is a surrender charge imposed generally during the first 5 to 7 years that you own the annuity contract. Indexed annuities are insurance contracts that, depending on the contract, may offer a guaranteed annual interest rate and some participation growth, if any, of a stock market index. Such contracts have substantial variation in terms, costs of guarantees and features and may cap participation or returns in significant ways. Investors are cautioned to carefully review an indexed annuity for its features, costs, risks, and how the variables are calculated. Any guarantees offered are backed by the financial strength of the insurance company. Surrender charges apply if not held to the end of the term. Withdrawals are taxed as ordinary income and, if taken prior to 59 ½, a 10% federal tax penalty.

Please consider the investment objectives, risks, charges, and expenses carefully before investing in Variable Annuities. The prospectus, which contains this and other information about the variable annuity contract and the underlying investment options, can be obtained from the insurance company or your financial professional. Be sure to read the prospectus carefully before deciding whether to invest.

The investment return and principal value of the variable annuity investment options are not guaranteed. Variable annuity sub-accounts fluctuate with changes in market conditions. The principal may be worth more or less than the original amount invested when the annuity is surrendered.

Aaron M. Smith Insurance & Financial Group does not offer legal or tax advice. Please consult the appropriate professional regarding your individual circumstance.

Aaron M Smith Insurance & Financial Group is not associated with or endorsed by the Social Security Administration, Medicare or any other government agency.

Broker Check:  https://brokercheck.finra.org/

4300 S Louise Ave. Suite 100,
Sioux Falls, SD 57106

(605) 705-6501

© Copyright 2026 Aaron Smith Financial Group

Privacy policy

Disclosure

Terms and Conditions

Built by

Securities and investment advisory services offered through Integrity Alliance, LLC, Member SIPC. Integrity Wealth is a marketing name for Integrity Alliance, LLC. Aaron M Smith Financial Group is not affiliated with Integrity Wealth.

This site is published for residents of the United States only. Representatives may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed until appropriate registration is obtained or exemption from registration is determined. Not all of services referenced on this site are available in every state and through every advisor listed. For additional information, please contact Josh or Aaron at (605) 705-6501.

Fixed Annuities are long term insurance contracts and there is a surrender charge imposed generally during the first 5 to 7 years that you own the annuity contract. Indexed annuities are insurance contracts that, depending on the contract, may offer a guaranteed annual interest rate and some participation growth, if any, of a stock market index. Such contracts have substantial variation in terms, costs of guarantees and features and may cap participation or returns in significant ways. Investors are cautioned to carefully review an indexed annuity for its features, costs, risks, and how the variables are calculated. Any guarantees offered are backed by the financial strength of the insurance company. Surrender charges apply if not held to the end of the term. Withdrawals are taxed as ordinary income and, if taken prior to 59 ½, a 10% federal tax penalty.

Please consider the investment objectives, risks, charges, and expenses carefully before investing in Variable Annuities. The prospectus, which contains this and other information about the variable annuity contract and the underlying investment options, can be obtained from the insurance company or your financial professional. Be sure to read the prospectus carefully before deciding whether to invest.

The investment return and principal value of the variable annuity investment options are not guaranteed. Variable annuity sub-accounts fluctuate with changes in market conditions. The principal may be worth more or less than the original amount invested when the annuity is surrendered.

Aaron M. Smith Insurance & Financial Group does not offer legal or tax advice. Please consult the appropriate professional regarding your individual circumstance.

Aaron M Smith Insurance & Financial Group is not associated with or endorsed by the Social Security Administration, Medicare or any other government agency.

Broker Check:  https://brokercheck.finra.org/

4300 S Louise Ave. Suite 100,
Sioux Falls, SD 57106

(605) 705-6501

© Copyright 2026 Aaron Smith Financial Group

Privacy policy

Disclosure

Terms and Conditions

Built by

Securities and investment advisory services offered through Integrity Alliance, LLC, Member SIPC. Integrity Wealth is a marketing name for Integrity Alliance, LLC. Aaron M Smith Financial Group is not affiliated with Integrity Wealth.

This site is published for residents of the United States only. Representatives may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed until appropriate registration is obtained or exemption from registration is determined. Not all of services referenced on this site are available in every state and through every advisor listed. For additional information, please contact Josh or Aaron at (605) 705-6501.

Fixed Annuities are long term insurance contracts and there is a surrender charge imposed generally during the first 5 to 7 years that you own the annuity contract. Indexed annuities are insurance contracts that, depending on the contract, may offer a guaranteed annual interest rate and some participation growth, if any, of a stock market index. Such contracts have substantial variation in terms, costs of guarantees and features and may cap participation or returns in significant ways. Investors are cautioned to carefully review an indexed annuity for its features, costs, risks, and how the variables are calculated. Any guarantees offered are backed by the financial strength of the insurance company. Surrender charges apply if not held to the end of the term. Withdrawals are taxed as ordinary income and, if taken prior to 59 ½, a 10% federal tax penalty.

Please consider the investment objectives, risks, charges, and expenses carefully before investing in Variable Annuities. The prospectus, which contains this and other information about the variable annuity contract and the underlying investment options, can be obtained from the insurance company or your financial professional. Be sure to read the prospectus carefully before deciding whether to invest.

The investment return and principal value of the variable annuity investment options are not guaranteed. Variable annuity sub-accounts fluctuate with changes in market conditions. The principal may be worth more or less than the original amount invested when the annuity is surrendered.

Aaron M. Smith Insurance & Financial Group does not offer legal or tax advice. Please consult the appropriate professional regarding your individual circumstance.

Aaron M Smith Insurance & Financial Group is not associated with or endorsed by the Social Security Administration, Medicare or any other government agency.

Broker Check:  https://brokercheck.finra.org/