Terms of Use

All information available through this website is the property of Aaron M. Smith Financial Group

last updated: 01.16.26

Terms & Conditions

Last Updated: January 16, 2026

These Terms & Conditions (“Terms”) govern your use of the Aaron Smith Financial Group website (“Website”). By accessing or using this Website, you agree to be bound by these Terms. If you do not agree, please do not use the Website.

Use of Website

This Website is provided for informational purposes only. You may use the Website to learn about insurance products, request information, or contact Aaron Smith Financial Group.

You agree to use the Website only for lawful purposes and in a manner that does not infringe on the rights of others or restrict their use of the Website.

No Insurance Advice or Coverage Binding

Information provided on this Website does not constitute insurance advice and does not guarantee coverage, pricing, or eligibility.

No insurance coverage is bound, altered, or confirmed through this Website unless explicitly stated in writing by an authorized representative of Aaron Smith Financial Group. All coverage is subject to policy terms, conditions, exclusions, underwriting approval, and carrier guidelines.

Quotes & Submissions

Any quote requests, estimates, or information submitted through the Website or by phone are non-binding and provided for general informational purposes only.

Final insurance premiums, coverage availability, and terms are determined by the insurance carrier at the time of underwriting and policy issuance.

Communications Consent

By submitting your information through this Website or contacting us by phone at (605) 705-6501, you consent to be contacted by Aaron Smith Financial Group via phone call, email, or text message for insurance-related purposes. Standard message and data rates may apply.

You may opt out of communications at any time by contacting us directly.

Privacy

Your use of this Website is also governed by our Privacy Policy. By using the Website, you consent to the collection and use of information as described in that policy.

Intellectual Property

All content on this Website—including text, graphics, logos, images, and layout—is the property of Aaron Smith Financial Group or its licensors and is protected by applicable intellectual property laws.

You may not copy, reproduce, distribute, modify, or republish any content without prior written consent.

Third-Party Links

This Website may include links to third-party websites for convenience or informational purposes. Aaron Smith Financial Group does not control and is not responsible for the content, availability, or privacy practices of those external sites.

Accessing third-party websites is done at your own risk.

Disclaimer of Warranties

This Website is provided on an “as is” and “as available” basis. Aaron Smith Financial Group makes no warranties, express or implied, regarding the accuracy, reliability, or availability of the Website or its content.

We do not guarantee that the Website will be error-free, uninterrupted, or free of harmful components.

Limitation of Liability

To the fullest extent permitted by law, Aaron Smith Financial Group shall not be liable for any damages arising out of or related to your use of—or inability to use—this Website, including but not limited to direct, indirect, incidental, or consequential damages.

Licensing & Jurisdiction

Insurance products and services are offered only in states where Aaron Smith Financial Group and its licensed agents are authorized to do business. This Website is not intended as a solicitation for insurance in any jurisdiction where such solicitation would be unlawful.

Changes to These Terms

Aaron Smith Financial Group reserves the right to update or modify these Terms at any time without prior notice. Changes will be effective immediately upon posting to this page. Continued use of the Website constitutes acceptance of the revised Terms.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the state in which Aaron Smith Financial Group is licensed to operate, without regard to conflict of law principles.

Contact Information

If you have questions regarding these Terms & Conditions, please contact:

Aaron Smith Financial Group
 Phone: (605) 705-6501

Do you have questions?

Reach out to our team and start a discussion.

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4300 S Louise Ave. Suite 100,
Sioux Falls, SD 57106

(605) 705-6501

© Copyright 2026 Aaron Smith Financial Group

Privacy policy

Disclosure

Terms and Conditions

Built by

Securities and investment advisory services offered through Integrity Alliance, LLC, Member SIPC. Integrity Wealth is a marketing name for Integrity Alliance, LLC. Aaron M Smith Financial Group is not affiliated with Integrity Wealth.

This site is published for residents of the United States only. Representatives may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed until appropriate registration is obtained or exemption from registration is determined. Not all of services referenced on this site are available in every state and through every advisor listed. For additional information, please contact Josh or Aaron at (605) 705-6501.

Fixed Annuities are long term insurance contracts and there is a surrender charge imposed generally during the first 5 to 7 years that you own the annuity contract. Indexed annuities are insurance contracts that, depending on the contract, may offer a guaranteed annual interest rate and some participation growth, if any, of a stock market index. Such contracts have substantial variation in terms, costs of guarantees and features and may cap participation or returns in significant ways. Investors are cautioned to carefully review an indexed annuity for its features, costs, risks, and how the variables are calculated. Any guarantees offered are backed by the financial strength of the insurance company. Surrender charges apply if not held to the end of the term. Withdrawals are taxed as ordinary income and, if taken prior to 59 ½, a 10% federal tax penalty.

Please consider the investment objectives, risks, charges, and expenses carefully before investing in Variable Annuities. The prospectus, which contains this and other information about the variable annuity contract and the underlying investment options, can be obtained from the insurance company or your financial professional. Be sure to read the prospectus carefully before deciding whether to invest.

The investment return and principal value of the variable annuity investment options are not guaranteed. Variable annuity sub-accounts fluctuate with changes in market conditions. The principal may be worth more or less than the original amount invested when the annuity is surrendered.

Aaron M. Smith Insurance & Financial Group does not offer legal or tax advice. Please consult the appropriate professional regarding your individual circumstance.

Aaron M Smith Insurance & Financial Group is not associated with or endorsed by the Social Security Administration, Medicare or any other government agency.

Broker Check:  https://brokercheck.finra.org/

4300 S Louise Ave. Suite 100,
Sioux Falls, SD 57106

(605) 705-6501

© Copyright 2026 Aaron Smith Financial Group

Privacy policy

Disclosure

Terms and Conditions

Built by

Securities and investment advisory services offered through Integrity Alliance, LLC, Member SIPC. Integrity Wealth is a marketing name for Integrity Alliance, LLC. Aaron M Smith Financial Group is not affiliated with Integrity Wealth.

This site is published for residents of the United States only. Representatives may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed until appropriate registration is obtained or exemption from registration is determined. Not all of services referenced on this site are available in every state and through every advisor listed. For additional information, please contact Josh or Aaron at (605) 705-6501.

Fixed Annuities are long term insurance contracts and there is a surrender charge imposed generally during the first 5 to 7 years that you own the annuity contract. Indexed annuities are insurance contracts that, depending on the contract, may offer a guaranteed annual interest rate and some participation growth, if any, of a stock market index. Such contracts have substantial variation in terms, costs of guarantees and features and may cap participation or returns in significant ways. Investors are cautioned to carefully review an indexed annuity for its features, costs, risks, and how the variables are calculated. Any guarantees offered are backed by the financial strength of the insurance company. Surrender charges apply if not held to the end of the term. Withdrawals are taxed as ordinary income and, if taken prior to 59 ½, a 10% federal tax penalty.

Please consider the investment objectives, risks, charges, and expenses carefully before investing in Variable Annuities. The prospectus, which contains this and other information about the variable annuity contract and the underlying investment options, can be obtained from the insurance company or your financial professional. Be sure to read the prospectus carefully before deciding whether to invest.

The investment return and principal value of the variable annuity investment options are not guaranteed. Variable annuity sub-accounts fluctuate with changes in market conditions. The principal may be worth more or less than the original amount invested when the annuity is surrendered.

Aaron M. Smith Insurance & Financial Group does not offer legal or tax advice. Please consult the appropriate professional regarding your individual circumstance.

Aaron M Smith Insurance & Financial Group is not associated with or endorsed by the Social Security Administration, Medicare or any other government agency.

Broker Check:  https://brokercheck.finra.org/

4300 S Louise Ave. Suite 100,
Sioux Falls, SD 57106

(605) 705-6501

© Copyright 2026 Aaron Smith Financial Group

Privacy policy

Disclosure

Terms and Conditions

Built by

Securities and investment advisory services offered through Integrity Alliance, LLC, Member SIPC. Integrity Wealth is a marketing name for Integrity Alliance, LLC. Aaron M Smith Financial Group is not affiliated with Integrity Wealth.

This site is published for residents of the United States only. Representatives may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed until appropriate registration is obtained or exemption from registration is determined. Not all of services referenced on this site are available in every state and through every advisor listed. For additional information, please contact Josh or Aaron at (605) 705-6501.

Fixed Annuities are long term insurance contracts and there is a surrender charge imposed generally during the first 5 to 7 years that you own the annuity contract. Indexed annuities are insurance contracts that, depending on the contract, may offer a guaranteed annual interest rate and some participation growth, if any, of a stock market index. Such contracts have substantial variation in terms, costs of guarantees and features and may cap participation or returns in significant ways. Investors are cautioned to carefully review an indexed annuity for its features, costs, risks, and how the variables are calculated. Any guarantees offered are backed by the financial strength of the insurance company. Surrender charges apply if not held to the end of the term. Withdrawals are taxed as ordinary income and, if taken prior to 59 ½, a 10% federal tax penalty.

Please consider the investment objectives, risks, charges, and expenses carefully before investing in Variable Annuities. The prospectus, which contains this and other information about the variable annuity contract and the underlying investment options, can be obtained from the insurance company or your financial professional. Be sure to read the prospectus carefully before deciding whether to invest.

The investment return and principal value of the variable annuity investment options are not guaranteed. Variable annuity sub-accounts fluctuate with changes in market conditions. The principal may be worth more or less than the original amount invested when the annuity is surrendered.

Aaron M. Smith Insurance & Financial Group does not offer legal or tax advice. Please consult the appropriate professional regarding your individual circumstance.

Aaron M Smith Insurance & Financial Group is not associated with or endorsed by the Social Security Administration, Medicare or any other government agency.

Broker Check:  https://brokercheck.finra.org/